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The so-called debt lure is yet another component of microfinance that has often been neglected in the earlier enthusiasm concerning the movement’s transformative advantages. “This is the form of downside that microfinance [practitioners] wished to solve because they recognized that in formal credit score, lots of [difficulties] arise when people get stuck in debt,” Rhyne acknowledged. “Microfinance is a kinder, gentler type of that, but still a sure percentage of people will get into trouble.”